Damages

Navigation:

1. • What Should You Do?
   

2. • Types of Crashes
   

3. • Dealing With The Adjuster
   

4. • Medical Experts
   

5. • Liability
   

6. • Injuries
   

7. • Damages

The value of personal injury cases is based on damages, and all damages must be documented. To help you understand what damages you are entitled to, listed below are specific damages and what you will need to document these damages:

1. A.PAST ECONOMIC DAMAGES
   

MEDICAL EXPENSES

1. 1.    Hospital Bills
   

2. 2.    Doctor Bills
   

3. 3.    Prescription medication receipts (must include the date filled, the name of the medication, prescribing doctor, and the amount)
   

4. 4.    Physical Therapy Bills
   

5. 5.    Chiropractic Bills
   

6. 6.    Receipts for over-the-counter medications
   

LOST EARNINGS

1. 1.   It is wise to keep a record of days/hours missed, rate of pay, amount that would have been able to work, any sick time/benefits used. A statement from your employer would be requested.
   

PROPERTY DAMAGE

1. 1.   Actual cost to repair vehicle
   

2. 2.    Loss of use
   

3. 3.    Rental car bills
   

4. 4.    Depreciation to vehicle due to being damaged
   

5. 5.    Sales tax and other fees due to replacement of vehicle
   

OUT OF POCKET EXPENSES

(When going to doctor visits, therapy, diagnostic testing; keep track of the following)

1. 1.   Parking expenses
   

2. 2.    Mileage to and from the doctor
   

3. 3.    Tolls
   

2. B.FUTURE EXPENSES
   

1. 1.    Future medical costs
   

2. 2.    Future lost earning capacity and/or future lost wages
   

3. 3.    Loss of time from work and/or leisure activities due to dealing with loss of vehicle and/or repairs thereof
   

100. C.DAMAGES FOR PHYSICAL AND MENTAL INJURIES
     

1. 1.    List of physical injuries Vs. symptoms
   

2. 2.    List of resultant symptoms
   

3. 3.    List of functional disabilities (temporary)
   

1. a)    Inability to sleep
   

2. b)    Inability to walk
   

3. c)    Inability to talk, etc.
   

4. d)    Inability to work
   

5. e)    Able to work, but in pain
   

6. f)    Inability to engage in leisure activities
   

7. g)    Difficulty with household chores
   

8. h)    Inability to perform personal personal services (work on personal vehicle, laundry, cutting the grass, etc.)
   

4. 4.    Loss of function permanent
   

1. a)    Loss of function at work
   

2. b)    Loss of function in personal life
   

5. 5.Emotional Injuries
   

1. a)    List of emotional reactions
   

2. b)    List of treatment for emotional reactions
   

3. c)    List of change in activities and/or behavior due to emotional reactions
   

4. d)    List of diagnosed post traumatic stress disorder, etc.
   

5. e)    List of future problems anticipated
   

6. f)    List of phobias (“I can’t drive anymore”, “I have nightmares about driving”, etc.)
   

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